Motors Insurance

Third Party

Third party is the minimum legal level of insurance. The first two parties are the insurance company and the driver. Third party insurance covers your liabilities in respect of:

• Injuries to others (i.e. to your passengers and other persons not inside your car).
• Damage to other peoples' property (e.g. the third party's car, but not your own vehicle).

There are two options to choose from when you seek for you motors insurance:

• Comprehensive insurance

Comprehensive insurance Provides cover for both of:

• Your Car
• Other People's Vehicles & Property.
• Your Medical Expenses
• Medical Expenses for the other part.

Under this type of insurance you are covered in case of accident, theft or fire, and third parties are also covered for damages in accidents involving your covered vehicle. Also with fully comprehensive car insurance, the costs of replacing or repairing your vehicle are covered despite of who is at fault in the case of an accident.

An insurance deductible can apply depending on the insured's requests at the start of the policy. Since this type of insurance is not compulsory, we also provide a range of flexible and competitive options such as No Claim Bonus Protection.

• Auto Liability Coverage – compulsory Insurance

Auto liability insurance coverage pays for:

• Other People's Vehicles & Property.
• Medical Expenses for the other part.
• Your Medical Expenses.

It pays the mentioned above ONLY if you are legally responsible for accidentally injuring someone, or for damaging another vehicle or other property in an auto accident.

• Fleet Motor Insurance

Fleet cover can fully protect your fleet - we are able to insure all your vehicles under one insurance policy. We are experts in fleet unlike many of our competitors that use it as an 'add-on' service. Fleet insurance is a specialist area, which many things that can go wrong if you choose the wrong insurance.

When providing Fleet Insurance we use our size, experience, expertise combined with our unique way of looking at your company vehicle insurance to understand your risks and save you money.

Travel Insurance

ITQAN offers customers comprehensive travel insurance policy at a low cost. Our travel insurance is available for different destinations and with different cover levels.
Travel insurance is designed to protect you from those unexpected occurrences that could impact you, either before or during your holiday. Specifically, it can cover a range of unforeseen expenses, including medical expenses, lost luggage, delays or cancellations.

What should your travel insurance policy cover?

• Medical and health cover for an injury or sudden illness abroad – more information on medical and health cover.
• 24 hour emergency service and assistance.
• Personal liabilities cover in case you’re sued for causing injury or damaging property.
• Lost and stolen possessions cover.
• Cancellation and curtailment (cutting short your trip) cover.

Marine Insurance

Our sole aim is to provide highly competitive, first class marine insurance solutions to the risks faced by maritime enterprises across the world.

We handle

• Marine cargo
• Inland transit
• Marine hull

 Property Insurance

Property insurance protects your buildings and /or contents against physical damage to, or loss of, your property.

ITQAN's property specialists help clients manage property exposures around the world. The firm offers the most advanced quantitative modeling tools in the industry, extensive local knowledge and diverse expertise ranging from price benchmarking to complete financial analysis of the impact of alternative reinsurance solutions.

The types of cover we can avail include the following:

• Property All Risks.
• Fire & Special Perils.
• Homeowner's & Householder's
• Business Interruption
• Boilers Explosion
• Plate Glass
• General Third Party

 Engineering Insurance

As well as arranging Engineering Inspections, not everyone knows we can also provide other engineering insurance that's tailored to your individual business' needs. Whether you are looking for a stand-alone policy, or to add to existing liability cover, we can find a solution that really works for you. Here are just some of the things that are available to you:

• Contractors all risks - CAR
• Plant All Risk
• Erection All Risks
• Contractors Plant & Machinery - CPM
• Machinery breakdown
• Boiler & pressure vessel
• Electronic Equipment / Electronic Computer Crimes
• Machinery breakdown (loss of profit).

Life Insurance

Life insurance in Jordan is typically provided in one of three forms:

• The first is pure life insurance providing a policy that pays a lump sum in the event of death.
• The second is a combined life insurance policy and investment or retirement plan, which provides coverage against death and maintains a healthy investment portfolio that matures at a certain point in the future.

As ITQAN Insurance and Reinsurance Brokers we specialize in a wide variety of life insurance and income protection products. Not only do we quote from all the household names but we also offer insurance products that are not easily accessible through a traditional face-to-face life insurance broker. We use the latest technology to deliver information quickly, clearly and cost effectively. We use efficient processes to provide you with reduced premiums for your life insurance.

Liability Insurance

The liability insurance segment in Jordan provides coverage against a wide range of events, typically relating to fraud and theft of cash. It also includes indemnity against professional malpractice lawsuits and public liability, which protects against accidents occurring on public or commercial premises.

This policy provides indemnity in respect of the legal liability of the insured for accidental bodily injuries and accidental damage to the property of members of the public caused by the insured or his employees.

ITQAN an understand the unique needs of your business and work to develop a Liability Insurance program that is tailored to fit your individual needs. Liability insurance will cover Professional indemnity/malpractice, Public liability & Product liability, Workmen's compensation, Employer's Liability and directors And Officers Liability insurance.
We can protect you and your company from situations that you cannot always control by having the ability to negotiate on your behalf to make sure you get the right insurance at an affordable price.

Medical Insurance

Your health should not worry you. There are endless options available from our Health Division.

We have taken every effort to ensure that most of the contentious issues are taken care of. We are not only insuring health in the best possible way but also providing you with excellent service.

We can offer our clients with the following benefits as a part of our range:

• Group Medical Insurance
• Family Medical Insurance
• Group dread diseases
• Cancer Insurance